Standard Personal Checking
This account is your best value for your personal checking needs. You can open this account with as little as $1,000.00.
Features
- A low, fixed monthly fee of only $15 that can be waived if you keep a minimum daily balance of $1,000 or average collected balance of $1,500 in the account
- 150 checks or other debits free of charges each month
- 100 items deposited free each month
- No minimum balance required
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Pay bills online with our free Bill Pay Service
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
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Personal NOW Account
Earn interest on your checking account funds by maintaining a higher balance in your checking account.
Features
- A low, fixed monthly fee of only $15 that can be waived if you keep a minimum daily balance of $2,500 or average collected balance of $3,000 in the account
- 150 checks or other debits free of charges each month
- 100 items deposited free each month
- No minimum balance required
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Pay bills online with our free Bill Pay Service
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
- Open this account with a deposit of $2,000
Open an Account
Personal Savings Accounts
Earn interest on your idle funds. Or, establish separate savings accounts for specific events like holiday expenses, school funds, etc.
Features
- A low, fixed monthly fee of only $20 that can be waived if you keep a minimum daily balance of $1,000 in the account
- Earn interest on your idle funds
- Deposit or withdraw funds at any time without penalty
- View your account activity online at any time
- Easily and quickly transfer funds between your accounts online
- Use the funds in your savings account to cover checks you write in your checking account
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Personal Money Market Account
Earn a higher interest rate on larger balance funds requiring limited access during the month.
Features
- Up to six withdrawals and/or transfers per month
- Free unlimited deposits
- Once opened, no minimum balance requirement
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Transfer funds to and from this account conveniently and easily online
- Minimum balance to open this account is $10,000
- Maintain a minimum daily balance of $10,000 and we will waive the monthly service charge of $20
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Personal Certificates of Deposit
Earn the highest interest rates Excel National Bank offers for funds on deposit. For a minimum opening deposit of $10,000, you could be earning a fixed rate of interest for a specific length of time.
- No fees associated with these accounts
- Choose the term that's right for you, from three months to twelve months
- FDIC insured
Account Comparison
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