Standard Business Checking
When your business has limited checking and account services needs, your best value is this account. You can open this account with as little as $500.00.
Features
- A low, fixed monthly fee of only $15 that can be waived if you keep a minimum daily balance of $2,500 or average collected balance of $3,000 in the account
- 150 checks or other debits free of charges each month
- 100 items deposited free each month
- No minimum balance required
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
- Use Online cash management tools for small additional fees
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Analyzed Business Checking
If your business has larger volumes of checking account activity, this account will meet your needs.
Features
- Receive an earnings credit to be used to offset activity charges against this account.
- Open the account with just $500, then, no minimum balance is required
- FDIC insured
- Access to your account information using our Online Banking Solution
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
- Use Online cash management tools for small additional fees
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Attorney Client Trust Account
This account meets the standards required by the State Bar of California.
Features
- Interest on client trust funds is automatically sent to the State Bar of California (less applicable fees and charges)
- Free unlimited check writing
- Free unlimited deposits
- No minimum balance requirement once you have opened the account with $2,000 or more
- FDIC insured
- Free access to your account information using our Online Banking Solution
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
- Conduct business online, through the mail (use our free bank-by-mail envelopes) or at our Beverly Hills office
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
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Business NOW Account
This interest-earning checking account is available only to sole proprietorship businesses.
Features
- A low, fixed monthly fee of only $15 that can be waived if you keep a minimum daily balance of $2,500 or average collected balance of $3,000 in the account
- 150 checks or other debits free of charges each month
- 100 items deposited free each month
- No minimum balance required
- Open the account with just $500, then, no minimum balance is required
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
- View paid checks online (front and back) before your statement arrives
- Convenient monthly image statements
- Use Online cash management tools for small additional fees
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Business Savings Account
At Excel National Bank you have several ways to manage your cash flow. We offer a business savings account so that you can receive the maximum earnings from your company's liquid assets.
Features
- Earn interest on your idle funds
- A low, fixed monthly fee of only $10 that can be waived if you keep a minimum daily balance of $2,500 in the account
- Minimum deposit to open this account is $2,500
- Deposit or withdraw funds at any time without penalty
- View your account activity on line at any time
- Easily and quickly transfer funds between your accounts online
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
- Use the funds in your savings account to cover checks you write in your checking account
- Sweep idle funds from your checking account into this account to earn interest. When needed to pay debit items in your checking account, funds are automatically swept back.
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Business Money Market Account
Earn a higher interest rate on larger balance funds requiring limited access during the month.
Features
- Up to six withdrawals per month
- Free unlimited deposits
- Once opened, no minimum balance requirement
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Transfer funds to and from this account conveniently and easily online
- Make deposits to your Excel National Bank account at any Wells Fargo Bank branch or ATM
- E-mail alerts automatically sent when your balance goes above or below dollar amounts you specify. Minimum balance to open this account is $10,000
- Maintain a minimum daily balance of $10,000 and we will waive the monthly service charge of $20
- Sweep idle funds from your checking account into this account to earn interest. When needed to pay debit items in your checking account, funds are automatically swept back.
Account Comparison
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Premium Money Market Account
Earn higher interest rates on larger balances.
Features
- Up to six withdrawals per month
- Free unlimited deposits
- Once opened, no minimum balance requirement
- FDIC insured
- Free access to your account information using our Online Banking Solution
- Transfer funds to and from this account conveniently and easily online
- E-mail alerts automatically sent when your balance goes above or below dollar amounts you specify.
- Minimum balance to open this account is $1,000.
- Maintain a minimum daily balance of $10,000 and we will waive the monthly service charge of $20
See Premium Money Market Rates
Business Certificates of Deposit
Earn the highest interest rates Excel National Bank offers for funds on deposit. For a minimum opening deposit of $10,000, your business could be earning a fixed rate of interest for a specific length of time.
Features
- No fees associated with these accounts
- Choose the term that's right for your business, from three months to twelve months
- FDIC insured
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