Enjoy the advantages of an Excel Personal account:

• credit cards for everyday incidentals
• ATM/debit cards with free access to your accounts at 1.9 million ATM and retail locations from coast to coast*
• internet banking
• online bill pay for greater efficiency
• outstanding interest bearing account options

If you have limited checking needs, enjoy the simplicity of our Excel account.

Maintain higher checking balances and earn interest on your money.**

Earn interest and get easy, anytime access to cash while your money grows.

Let your money work harder for you and benefit from our great rates to help you get to your dreams faster.

Earn even more with some of the best rates in the business on 3, 6, 12 or 24-month CDs. 

Invest for retirement in either a traditional or Roth IRA in 12, 36 or 60-month CDs.

*You can withdraw cash at most ATMs, any merchant that accepts the ATM or Check Card for payment, or at our full-service branch office. You must have an Excel National Bank ATM or Check Card to use an ATM. Each qualifying account receives a $10 monthly allowance towards ATM surcharges at other financial institutions. Any unused portion of that allowance will not be carried over to the following month and is not transferable.
** when minimum balances are met
*** withdrawals and transfers limited to six per month