Business Solutions

Lending

SBA loans offer businesses like yours a great funding option because their qualifying standards are more flexible than other types of loans. Providing carefully prepared, up-to-date documentation will help:

• Balance sheets from the last three fiscal year-ends
• Income statements showing profits or losses for the last three years
• Cash flow projections indicating how much you expect to generate to repay the loan
• Accounts receivable and payable aging broken into 30-, 60-, 90- and past 90-day old categories
• Personal financial statements from you and your business partners listing all personal assets, liabilities and monthly payments
• Personal tax returns for the past three years.

To find out if an SBA loan is right for your business, talk to one of our loan experts. Every situation is different and they can help you determine the best approach.

Talk to an Excel Business Development Officer today.

Let's Get Started. Click here to download the preliminary application.

If you're interested in our SBA loans, you might also benefit from our outstanding money market rates.

Point of Excellence

Excel National Bank is the 22nd largest private-sector SBA 7(a) lender in the country and 5th in California by dollars funded.