We understand your need to balance making payments in a timely fashion with maintaining money in your accounts for as long as possible. Excel cash management tools can help you do just that.

Zero Balance Accounts - Maximize your investment earnings by keeping your funds in a master account that provides just in time funding to your checking account when checks are presented for payment.

Electronic Transfers - Set up electronic (ACH) payments for recurring expenses to improve cash flow and forecasting accuracy.

Wire Transfers - Initiate domestic and international transfers with our easy to use online tools.

Electronic Federal Tax Payment System - Pay your Federal taxes online and immediately without the inconvenience of coupons and checks.

Ready to put the convenience of cash management to work for your business? Contact your Excel banker and get started developing your personalized program today.